[moneydance] Registered Retirement Savings Accounts

[Tjalco P. van der Meij]

Greetings,

Edward Reid wrote:
> At 10:09 11/12/08 +0100, Tjalco P. van der Meij wrote:
>   
>> I had not noticed but that I think is correct. You want to be able to
>> tag only those transactions related to the specific project and do not
>> want to end up with a lot of tags you forgot to remove after auto
>> completion.
>>     
>
> The same argument applies to the category, amount, and memo. (I often 
> forget to remove auto-completed memos, but I can live with that.) If you 
> use auto-complete, then you *must* review what auto-complete fills in. That 
> only thing that's different about tags is that they are dimmed in the 
> display (black on gray in a transaction being entered, gray on white in 
> two-line mode otherwise) and are thus harder to see.
>
> In general I consider dropping the tag much worse than having a tag that 
> shouldn't be there, because I'm much more likely to notice an incorrect tag 
> than a missing tag.
>
>   
>>>  Tags apply only to one
>>> side of a transaction, in contrast with everything else in MD.
>>>       
>> Yes it should be like that otherwise you get double amounts in your
>> project report. I think tags should only be applied to income and
>> expenditure accounts as you want to want to find out the net cost or net
>> income of a project, I would think.
>>     
>
> Except that I almost always want to report on the OTHER side of the 
> transaction. For example, I incur a hotel bill while doing work for Client 
> X. I enter it on my Visa account, category Business:Travel:Lodging, tag 
> Client X. Later I do a report covering category Business and subcategories, 
> and select only transactions tagged Client X (for billing). The tags are 
> not present on the category side, so the report is empty.
>   
Here I agree, so far I have been doing the tagging afterwards in the 
expense and/or income accounts concerned, but I grant you that it should 
be possible to tag the contra account when entering a transaction.
For the sake of good bookkeeping one should (be able to) tag only income 
and expense accounts.
> Yes, in fact I do. However, without an invoicing module, it can't go very 
> far. I only write two invoices most months, and that's stretching it. (In 
> fact I set up each invoice as an account.) Real invoicing would be beyond 
> MD's limits. This of course is not a criticism; it's just an explanation of 
> the limits within which MD (the current version anyway) is designed.
>
>   
Yes I also have only a few customers so I have a category "debtors" with 
a separate sub-accounts for each debtor and a category "creditors" with  
sub-accounts for each creditor. I have one sub-account called "once of 
creditors".

-- 
Regards,

Tjalco P. van der Meij
presently at:
"Vasarnamis"
Le Galame, Les Castilloux,
24800 Nantheuil
FRANCE
0033-5-53524218