[moneydance] Sub Accounts

[Barry Miller]

I previously wrote about difficulties reconciling my account. I use  
sub-accounts under my main account to as envelopes. What I do is  
deposit each sub-account with the budgeted amount and then withdraw  
from that account rather than moving the funds over to the main  
account and disbursing from there. Then when I reconcile I will  
include sub-accounts. Am I making the whole process more complicated  
then it needs to be? I really like the sub-accounts because then I  
know what is available to spend and I have the needed funds when  
needed for specific area.

Thank you,
Barry